Expert guidance for small businesses and individuals navigating health insurance across 30+ states. We shop dozens of top carriers so you get the right coverage at the best price, at zero cost to you.
Licensed Brokers in 30+ States, Amanda & Erik Moran are fully licensed and specialize in small group and individual health plans across 31 states.
Multi-Carrier Access, We compare UnitedHealthcare, Cigna, BlueCross, Aetna, and more to find your best option.
Small Business Specialists, Deep expertise in group plans for businesses with 1–50 employees.
Ongoing Support, We're with you at enrollment, renewal, and any time you have questions.
Call or text for a same-day consultation
Partnered with the nation's leading health insurance carriers
Insurance carriers pay our commission, you receive professional brokerage services at absolutely no cost.
Custom-matched to your budget, team size, and coverage goals.
Receive plan options and pricing the same day.
A real broker who knows your account, from enrollment to renewal.
Licensed brokers in 30+ states. ACA & state compliance handled for you.
of our brokerage services are free to businesses and individuals
Whether you're a business owner building a benefits package or an individual finding the right plan, we've got you covered.
Group health plans for businesses with 1–50 employees. We compare top carriers and handle enrollment, compliance, and renewals, end to end.
Get a Business Quote →ACA marketplace, short-term medical, and supplemental plans for individuals, self-employed professionals, and families in 31 states.
Get an Individual Quote →Affordable term and permanent life insurance for individuals and families. Our licensed brokers shop dozens of top carriers to find the right coverage at the right price, at zero cost to you.
Whether you need simple income protection or a permanent policy that builds cash value, we'll find the plan that fits your goals and budget.
Straightforward coverage for 10, 20, or 30 years. The most affordable way to protect your family's financial future.
Lifetime coverage with guaranteed premiums and a cash value component that grows over time.
Flexible permanent coverage that lets you adjust premiums and death benefits as your needs change.
Employer-sponsored life insurance as part of your employee benefits package. A powerful tool for attracting and retaining talent.
Have questions? Talk to a broker directly:
📞 Call 863-270-9820Not sure where to start? Use these quick guides to find the coverage that fits your life.
A specific period (10–30 yrs) → Term Life is your best bet.
Forever → Look at Whole or Universal Life.
No, just pure protection → Term Life keeps it simple and affordable.
Yes, I want savings too → Whole or Universal Life builds equity over time.
Keep it low → Term Life gives the most coverage per dollar.
Flexible / higher budget → Permanent policies offer lifetime value and tax benefits.
Still not sure? , we'll figure it out together at no cost to you.
Life insurance is one of the most important financial decisions you'll make. Here's why working with an independent broker makes all the difference.
We compare rates from dozens of top-rated carriers so you're never locked into one company's pricing or product lineup.
Our services are completely free to you. We're paid by the carriers, never by our clients.
As independent brokers, we have no allegiance to any single carrier. We recommend only what's right for you.
We're here at enrollment, at renewal, and any time your needs change, not just when you're buying a policy.
We're here to answer your questions and help you find the right health insurance. Reach out any time.
7901 4th Street N
Saint Petersburg, FL 33702
Monday – Friday: 9:00 AM – 5:00 PM EST
After-hours appointments available
Our Licensed Brokers
Amanda Moran, NPN: 20998118
Erik Moran, NPN: 20970092
Fill out the form and a licensed broker will get back to you within 1 business day.
Your info is in our hands. Skip the phone tag, pick a time below and your licensed broker will call you with your personalized options ready to go.
📅 Pick a time now, slots are limited and fill up fast
Your 30-minute consultation is focused on your needs, not a generic sales pitch. Here's exactly what to expect:
Coverage goals, budget, and priorities, we get the full picture so we can find the right fit.
We'll walk through options from our top carriers, with real numbers, not vague estimates.
Deductibles, premiums, enrollment timelines, no question is too basic or too complex.
You'll leave knowing exactly which plan makes sense, what it costs, and how fast you can get covered.
Licensed Brokers · Top Carriers
(863) 270-9820Can't find a time? Call (863) 270-9820 directly, Mon–Fri, 9am–5pm ET.
Licensed in 31 states, with a dedicated guide for every one of them. Every state page covers group health, level-funded plans, and ICHRA options.
Shopping for yourself or your family? See our state-by-state guides or the national coverage guide.