Expert guidance for small businesses and individuals navigating health insurance across 30+ states. We shop dozens of top carriers so you get the right coverage at the best price, at zero cost to you.
Licensed Brokers in 30+ States, Amanda & Erik Moran are fully licensed and specialize in small group and individual health plans nationwide.
Multi-Carrier Access, We compare UnitedHealthcare, Cigna, BlueCross, Aetna, and more to find your best option.
Small Business Specialists, Deep expertise in group plans for businesses with 1–50 employees.
Ongoing Support, We're with you at enrollment, renewal, and any time you have questions.
Call or text for a same-day consultation
Partnered with the nation's leading health insurance carriers
Insurance carriers pay our commission, you receive professional brokerage services at absolutely no cost.
Custom-matched to your budget, team size, and coverage goals.
Receive plan options and pricing the same day.
A real broker who knows your account, from enrollment to renewal.
Licensed brokers in 30+ states. ACA & state compliance handled for you.
of our brokerage services are free to businesses and individuals
Whether you're a business owner building a benefits package or an individual finding the right plan, we've got you covered.
Group health plans for businesses with 1–50 employees. We compare top carriers and handle enrollment, compliance, and renewals, end to end.
Get a Business Quote →ACA marketplace, short-term medical, and supplemental plans for individuals, self-employed professionals, and families nationwide.
Get an Individual Quote →Affordable term and permanent life insurance for individuals and families. Our licensed brokers shop dozens of top carriers to find the right coverage at the right price, at zero cost to you.
Whether you need simple income protection or a permanent policy that builds cash value, we'll find the plan that fits your goals and budget.
Straightforward coverage for 10, 20, or 30 years. The most affordable way to protect your family's financial future.
Lifetime coverage with guaranteed premiums and a cash value component that grows over time.
Flexible permanent coverage that lets you adjust premiums and death benefits as your needs change.
Employer-sponsored life insurance as part of your employee benefits package. A powerful tool for attracting and retaining talent.
Have questions? Talk to a broker directly:
📞 Call 863-270-9820Not sure where to start? Use these quick guides to find the coverage that fits your life.
A specific period (10–30 yrs) → Term Life is your best bet.
Forever → Look at Whole or Universal Life.
No, just pure protection → Term Life keeps it simple and affordable.
Yes, I want savings too → Whole or Universal Life builds equity over time.
Keep it low → Term Life gives the most coverage per dollar.
Flexible / higher budget → Permanent policies offer lifetime value and tax benefits.
Still not sure? , we'll figure it out together at no cost to you.
Life insurance is one of the most important financial decisions you'll make. Here's why working with an independent broker makes all the difference.
We compare rates from dozens of top-rated carriers so you're never locked into one company's pricing or product lineup.
Our services are completely free to you. We're paid by the carriers, never by our clients.
As independent brokers, we have no allegiance to any single carrier. We recommend only what's right for you.
We're here at enrollment, at renewal, and any time your needs change, not just when you're buying a policy.
A health insurance brokerage built on honest guidance, expert knowledge, and genuine care for every client we serve, licensed in 30+ states.
Health insurance shouldn't be confusing or overwhelming. At Moran Insurance Group, we believe every business owner and every individual deserves clear, unbiased guidance when choosing health coverage.
As independent brokers licensed in 30+ states, we represent you, not any single insurance company. We compare plans across the market, explain your options in plain language, and stand by you from enrollment through every renewal.
Our clients range from solo entrepreneurs to businesses with 15 employees, and from individuals seeking personal coverage to families navigating the ACA marketplace. Our office is in Saint Petersburg, FL, and we serve clients across the country.
Independent Brokerage
Licensed in 30+ States
"A robust employee health benefits plan is the foundation of a healthier, more engaged workforce."
Dr. David Satcher, Former U.S. Surgeon General
📍 Office Address
7901 4th Street N
Saint Petersburg, FL 33702
Headquartered in Saint Petersburg, FL, serving businesses and individuals across 30+ states
As independent brokers licensed in 30+ states, we work with the nation's leading health insurance carriers to bring you the widest range of options.
We're here to answer your questions and help you find the right health insurance. Reach out any time.
7901 4th Street N
Saint Petersburg, FL 33702
Monday – Friday: 9:00 AM – 5:00 PM EST
After-hours appointments available
Our Licensed Brokers
Amanda Moran, NPN: 20998118
Erik Moran, NPN: 20970092
Fill out the form and a licensed broker will get back to you within 1 business day.
Your info is in our hands. Skip the phone tag, pick a time below and your licensed broker will call you with your personalized options ready to go.
📅 Pick a time now, slots are limited and fill up fast
Your 30-minute consultation is focused on your needs, not a generic sales pitch. Here's exactly what to expect:
Coverage goals, budget, and priorities, we get the full picture so we can find the right fit.
We'll walk through options from our top carriers, with real numbers, not vague estimates.
Deductibles, premiums, enrollment timelines, no question is too basic or too complex.
You'll leave knowing exactly which plan makes sense, what it costs, and how fast you can get covered.
Licensed Brokers · Top Carriers
(863) 270-9820Can't find a time? Call (863) 270-9820 directly, Mon–Fri, 9am–5pm ET.
How Moran Insurance Group collects, uses, and protects your information.
Moran Insurance Group, LLC ("we," "us," or "our") is committed to protecting your personal information. This Privacy Policy explains what information we collect, how we use it, and your rights regarding that information. By using our website at moraninsurancegroup.com or submitting any form on this site, you agree to the terms of this policy.
Information you provide directly: When you request a quote, submit a contact form, or otherwise interact with us, we may collect:
Information collected automatically: When you visit our website, we may automatically collect certain technical information, including:
We use the information we collect to:
We do not sell your personal information. We do not rent or trade your information with third-party marketers. We may share your information in the following limited circumstances:
We retain your personal information for as long as necessary to fulfill the purposes described in this policy, including to provide brokerage services, comply with legal obligations, resolve disputes, and enforce our agreements. Inquiry data is typically retained for up to 7 years in accordance with Florida insurance recordkeeping requirements.
We implement reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, disclosure, or loss. However, no method of transmission over the internet is 100% secure. While we strive to use commercially acceptable means to protect your data, we cannot guarantee its absolute security.
Our website uses cookies and similar technologies to enhance your browsing experience and measure site performance. Specifically, we use:
You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, some features of our website may not function properly without cookies.
Depending on your state of residence, you may have the right to:
To exercise any of these rights, please contact us at the information listed in Section 9.
Our website is not directed to children under the age of 13. We do not knowingly collect personal information from children under 13. If we become aware that we have collected such information, we will take steps to delete it promptly. Information about minor dependents included in a family or group health insurance application is collected solely for the purpose of obtaining insurance coverage and is handled in accordance with this policy.
If you have questions about this Privacy Policy or wish to exercise your rights, please contact us:
Moran Insurance Group, LLC
7901 4th Street N, Saint Petersburg, FL 33702
We may update this Privacy Policy from time to time. When we do, we will update the "Last Updated" date at the top of this page. We encourage you to review this policy periodically. Your continued use of our website after changes are posted constitutes your acceptance of the revised policy.
Please read these terms carefully before using our website or services.
These Terms of Service ("Terms") govern your use of the website located at moraninsurancegroup.com and any related services provided by Moran Insurance Group, LLC ("Company," "we," "us," or "our"). By accessing or using our website, you agree to be bound by these Terms. If you do not agree, please do not use our website.
Moran Insurance Group, LLC is a licensed independent health insurance brokerage. Amanda Moran (NPN: 20998118) and Erik Moran (NPN: 20970092) are licensed insurance professionals operating in 30+ states under Agency License #G101153. Our services include helping individuals, families, and small businesses (under 50 employees) compare and enroll in health insurance plans from licensed carriers. Our brokerage services are provided at no direct cost to you, we are compensated by insurance carriers.
The content on this website, including plan descriptions, estimated premiums, eligibility information, and coverage comparisons, is provided for general informational purposes only. Nothing on this site constitutes a binding offer, guarantee of coverage, or promise of specific plan availability. Actual plan options, pricing, and availability are subject to carrier underwriting, your location, and applicable state and federal regulations. Final plan details will be confirmed directly with the applicable insurance carrier.
You must be at least 18 years of age to use this website and request insurance services. By using this site, you represent and warrant that:
By submitting a quote request or contact form on this website, you expressly consent to being contacted by Moran Insurance Group, LLC, including by phone, text message (SMS), and email, at the contact information you provide. You understand that this may include autodialed or pre-recorded calls or texts. Message and data rates may apply. You may opt out of communications at any time by replying STOP to any text, clicking unsubscribe in any email, or by contacting us directly.
You are responsible for providing accurate and complete information in all forms and communications. Providing inaccurate information, including misrepresenting age, health status, business size, or residency, may result in incorrect quotes, denial of coverage by a carrier, or cancellation of a policy. Moran Insurance Group is not liable for any consequences arising from inaccurate information you provide.
Our website may contain links to third-party websites or embedded tools, including the UnitedHealthOne / Golden Rule instant quote portal. These third-party services are governed by their own terms and privacy policies. We are not responsible for the content, accuracy, or practices of any third-party website. Accessing third-party tools through our site is at your own risk.
All content on this website, including text, graphics, logos, page layouts, and code, is the property of Moran Insurance Group, LLC or its licensors and is protected by applicable copyright, trademark, and other intellectual property laws. You may not copy, reproduce, modify, distribute, or create derivative works from any content on this site without our prior written consent.
This website and its content are provided on an "as is" and "as available" basis without warranties of any kind, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the website will be error-free, uninterrupted, or free of viruses or other harmful components. We reserve the right to modify or discontinue the website at any time without notice.
To the fullest extent permitted by law, Moran Insurance Group, LLC, its owners, brokers, and employees shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including lost profits, loss of data, or loss of coverage, arising out of or in connection with your use of this website or our brokerage services, even if we have been advised of the possibility of such damages. Our total liability for any claim arising from your use of this website shall not exceed $100.
You agree to indemnify, defend, and hold harmless Moran Insurance Group, LLC, its owners, agents, and employees from and against any and all claims, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising from your use of this website, your violation of these Terms, or your violation of any rights of another party.
These Terms are governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions. Any dispute arising from or relating to these Terms or your use of this website shall be resolved exclusively in the state or federal courts located in Pinellas County, Florida. You consent to the personal jurisdiction of such courts.
We reserve the right to update or modify these Terms at any time. When changes are made, we will update the "Last Updated" date at the top of this page. Your continued use of the website after any changes constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.
If you have questions about these Terms of Service, please contact us:
Moran Insurance Group, LLC
7901 4th Street N, Saint Petersburg, FL 33702