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(863) 270-9820
GROUP HEALTH INSURANCE · TENNESSEE
Tennessee Group Health Specialist

Group Health for Your Tennessee Team.
Without the Corporate Price Tag.

From Nashville startups to Memphis shops, Tennessee small businesses are building something. We get your team real group health coverage with same-day quotes, top Tennessee carriers compared, and no broker fees, ever.

Plans for 1–50 employees · No minimums
We shop all the top Tennessee carriers so you get the best rate
Our service is 100% free, paid by carriers, not you
Licensed in Tennessee & 30+ states
30+ States
$0 Broker Fee
1 Day Quote Time
Get Your Free Group Health Quote
Takes 60 seconds · No obligation
Your info is private & never sold
🎉

Quote Request Received!

A licensed broker will contact you within 1 business hour with your personalized group health options.


Need it faster? Call us directly:
(863) 270-9820

Licensed Tennessee Broker
No Broker Fees, Ever
Same-Day Quotes
Plans for 1–50 Employees
Licensed in 30+ States
TW
★★★★★

"Amanda had me comparing plans the same afternoon I called. We saved over $400/month compared to what I was quoted directly."

Terrence W. · Owner · Nashville Construction Co. · 11 Employees
Simple Process

Coverage in 3 Easy Steps

From first call to your employees being covered, we handle everything.

1

Request Your Quote

Fill out the quick form above or call us directly. Tell us your team size, ZIP code, and when you need coverage.

2

We Shop All the Top Tennessee Carriers

Your dedicated broker compares plans from every major Tennessee carrier and presents your best options, side by side.

3

Enroll & You're Done

We handle all the paperwork. Your employees get their cards. You focus on running your business.

Small business team meeting
$0
Broker
Fees
Why Moran

The Broker Who Works For You

Most business owners overpay for group health because they go directly to one carrier. We work with all the top Tennessee carriers, so you always get the most competitive plan for your team.

Zero Cost to You

We're compensated by insurance carriers, not by you. Expert guidance at no extra charge.

A Real Person, Every Time

You get Amanda or Erik directly, not a call center. Same broker from quote to renewal.

We Handle the Paperwork

Enrollment, renewals, claims questions. We stay with you long after the policy starts.

Plans for Every Budget

From basic MEC plans to full PPO coverage, we find the right fit for your business.

What You Get

Everything Your Business Needs

Group health isn't just a benefit, it's your most powerful hiring and retention tool.

🏥

Medical, Dental & Vision

Comprehensive coverage options from Tennessee's top carriers including BlueCross BlueShield, Cigna, Aetna, UnitedHealthcare, and more.

💊

Prescription Drug Coverage

Robust pharmacy benefits included with most plans, reducing out-of-pocket costs for your entire team.

📋

HMO, PPO & HDHP Plans

We match your team to the right plan type, whether you need lower premiums, more flexibility, or HSA-compatible options.

🔄

Annual Renewal Support

We re-shop your plan every year at renewal to make sure you're still getting the best rate, always.

👥

Employee Onboarding Help

We walk your new hires through their options, answer their questions, and handle enrollment, so you don't have to.

📍

Multi-State Teams Covered

Have employees across multiple states? We're licensed in 30+ states and can structure coverage for your entire workforce.

Pick the Right Funding Model

Traditional, Level Funded, or ICHRA: We Quote All Three

Tennessee's group market has more options than most owners realize. We price every approach side by side and let the numbers decide.

🏛️

Traditional Group Health

Fully insured coverage from carriers Tennessee employees already know. One fixed premium, predictable renewals, and the simplest plan to administer.

📈

Level Funded Health Plans

A self-funded structure with stop-loss protection built in. Healthy Nashville and Memphis teams often beat fully insured rates, and a low-claims year can put money back in your pocket at renewal.

🧾

ICHRA (Individual Coverage HRA)

Give each employee a set tax-free allowance and let them pick their own individual plan. Ideal for teams spread across Tennessee or across state lines. We manage setup and the compliance paperwork.

Reviews

Tennessee Business Owners Trust Moran

Real results from real clients across Tennessee.

★★★★★
"I spent weeks trying to figure out group health on my own. Amanda had me comparing plans the same afternoon I called. We saved over $400/month compared to what I was quoted directly."
TW
Terrence W.
Owner · Nashville Construction Co. · 11 Employees
★★★★★
"What I love most is that Amanda is always available. When my employees have questions about their coverage, she answers them directly. It's like having an HR department for free."
KD
Karen D.
CEO · Knoxville Marketing Agency · 7 Employees
★★★★★
"We were about to lose two great employees because we didn't offer benefits. Moran Insurance set us up with a solid plan in under a week. Both employees are still with us."
JB
Jason B.
Partner · Franklin Accounting Firm · 5 Employees
FAQ

Common Questions

Everything Tennessee business owners ask before getting started.

In Tennessee, you usually need just one enrolled employee besides the owner. Whether you're a two-person shop in Knoxville or a 50-person crew in Nashville, we'll match you with coverage that fits your headcount.
Nothing. Our brokerage services are 100% free to you. Tennessee insurance carriers compensate us directly, so you get expert guidance, plan comparison, and ongoing support at zero cost.
Coverage is typically in place within 30 days of applying, and with the big Tennessee carriers we can often move quicker. Some private underwritten plans can offer start dates upon approval.
Employer contribution requirements vary by carrier and plan. In Tennessee, some plans require a minimum employer contribution (typically 50%), while others are more flexible. We'll find you options that fit your budget.
Yes. We're licensed in 30+ states and regularly set up multi-state group plans. If your team is spread across several states, we'll structure a solution that covers everyone.
We proactively re-shop your plan every year before your renewal date. If we find something better, we present your options with a full comparison. You're never locked in, and you're never surprised by a rate hike.

Ready to Cover Your Team?

Get a free, no-obligation group health quote today. A licensed Tennessee broker will respond within 1 business hour.

Get My Free Quote → Call (863) 270-9820
Call Now