From Milwaukee trades to Madison research firms, Green Bay logistics, and family farms, Wisconsin small businesses keep this state working. We help you get your team real group health coverage, with quotes compared across the plans available to you and no broker fees, ever.
A licensed broker will contact you within 1 business hour with your personalized group health options.
Need it faster? Call us directly:
(863) 270-9820
We price the same three funding models big benefits teams evaluate, built for teams of 1 to 50.
Three steps, about a week end to end, and nothing owed to us at any point.
Employee ages and ZIP codes. That's genuinely it, no health questionnaires needed to get started, and nothing that commits you to anything.
We compare the plans available to your group across the carriers competing for Wisconsin small business, plus level-funded and ICHRA structures where they fit, and put them side by side.
Enrollment, employee questions, paperwork, and then renewals every year after. You get a broker who answers the phone, not a ticket number.
Insurance is regulated state by state, so the honest answer to "what will this cost" always starts local.
Wisconsin uses the federal exchange, Healthcare.gov. The state has an unusually competitive small-group market, with regional provider-sponsored plans competing alongside the nationals.
Wisconsin has not adopted full Medicaid expansion, but its BadgerCare Plus waiver covers adults up to 100% of the federal poverty level, so Wisconsin has no true coverage gap even without expansion.
Wisconsin has an unusually competitive small-group market, with a deep bench of regional and health-system-affiliated carriers alongside the nationals. For the right census, a local plan often beats every national quote.
Wisconsin never adopted full Medicaid expansion, yet BadgerCare Plus covers childless adults up to the poverty level under a waiver, so the state has no true coverage gap. For lower-wage employees that's a real alternative worth checking before you size your contribution.
Carriers file rates by rating area, so the same plan prices differently across Milwaukee, Madison, Green Bay, and Appleton. If your team is spread out, that spread shows up inside your own quote, and it is worth getting the census right.
Shopping for yourself rather than a team? Our Wisconsin individual and self-employed guide covers marketplace, off-exchange, and underwritten options.
Most brokers quote one of these. We price all three against your actual roster and tell you which wins.
Fully-insured coverage with a fixed monthly premium and guaranteed-issue protection for groups of 1 to 50. The most predictable option, and still the strongest recruiting statement in most hiring markets.
Priced to your own group's health rather than the community pool, with stop-loss insurance capping your exposure. A healthy year can return money to the business. Rewards younger, healthier teams.
You set a tax-free monthly allowance, employees buy their own individual plans with it. No minimum participation requirement, fixed budget, and it works for teams spread across multiple states.
A few of the industries that come to us most often here, and what tends to drive the decision in each.
Wisconsin's machine shops, fabricators, and food processors need plans that work for hourly teams and hold at renewal.
How we approach it: We price fully insured against level funded on the real census, and say plainly which the roster supports.
Milwaukee and Fox Valley contractors compete for licensed trades, where a real plan separates you from the shop down the road.
How we approach it: We quote every structure that could fit and spell out the trade-off in each rather than leading with one product.
Dairy and crop operations face income swings that change both subsidy eligibility for workers and what the business can commit to.
How we approach it: We start by sorting who is actually eligible, then price only the structures that survive that answer.
Madison consulting, research, and technical firms hire staff who evaluate coverage as part of the offer.
How we approach it: We model the options side by side and tell you which one we would choose if it were our own payroll.
The questions Wisconsin owners actually ask us first.
Send a census, ages and ZIP codes, and we'll come back with the options that actually fit. No fee, no obligation, and a straight answer about which structure wins.
Get My Free Quote → Or call (863) 270-9820