Licensed Independent Insurance Brokers, 31+ StatesCall us today: 863-270-9820
Call us today 863-270-9820
MIG Employee Benefits
For Employers

Employee benefits for businesses of every size

Tell us your size and we will take you to what matters for a company like yours. Independent brokers licensed in 31+ states, comparing the leading available carriers.

2 to 1,000+ employeesLicensed in 31+ statesNo broker feeSame-day response
Step one

How many employees do you have?

Not sure of your size? Tell us how many full-time and part-time employees you have, and we will confirm which rules apply: the insurance market, the ACA employer mandate and the tax credit each count employees differently. In New York, small group rules run up to 100 employees. Or tell us about your company and we will sort it out with you.

Or start here

What’s happening at your company?

Offering benefits for the first time

Who counts, the owner-plus-one floor, and which plans will quote a new group.

Start here →

Our renewal went up

Send it to us for a written review within 5 business days, or read what to do before you sign.

Send my renewal →

We’re leaving a PEO

How to time the exit, choose what replaces it and keep everyone covered.

Read the guide →

We’re comparing brokers

20 questions to ask any broker, including us, and a scoring table.

Use the RFP guide →

Exploring level funding or ICHRA

How each works, who it fits, and the trade-offs, stated plainly. See also the ICHRA guide.

Read the level-funded guide →

Group life and disability

Group life the business pays for, voluntary coverage and the $50,000 tax rule.

See group life →
Before you call anyone

How we work with employers

How we work

A written process from first call to renewal.

How we work →

How we’re paid

Commissions, no broker fee, and a written disclosure.

How we’re paid →

Our team

Leadership, licenses, NPNs and our partner network.

Our team →

Your data

Encrypted uploads, secure links and deletion on request.

How we handle data →
Talk to our team

Tell us about your company

Prefer to talk it through? Send the basics and our team responds the same business day.

For 2 to 25 employees, our small business quote form gets you side-by-side quotes fastest. You can still send this form.

We are licensed in 31+ states, and that state isn’t one of them yet. Send the form anyway and we will tell you plainly whether we can help.

We respond the same business day. Please don’t include employee names, Social Security numbers or medical details here; if we need a census, we send a secure link.

For Employers FAQ

Common questions

Do you work with companies our size?

Yes. We work with employers from 2 employees to 1,000+, licensed in 31+ states, with specialist partners for self-funded plans, stop-loss and administration.

What does it cost to work with you?

There is no broker fee. Carriers or plan providers pay our commission, and for ERISA group health plans you get our services and compensation in writing before you sign. See how we’re paid.

How fast will we hear back?

The same business day for new inquiries. If you send a renewal, the written review arrives within 5 business days of receiving it.

What if our company is outside your states?

Tell us anyway. If your plan’s home state is not one we are licensed in, we will say so plainly.