Tell us your size and we will take you to what matters for a company like yours. Independent brokers licensed in 31+ states, comparing the leading available carriers.
Free side-by-side quotes for a first plan or a renewal, plus guides for 2 to 10 and 10 to 25 employees.
Get small business quotes →Still small group: fully insured or level funded, contribution strategy, and planning for the line at 50.
See options for 26 to 50 →Large group in most states: funding strategy, renewal reviews, compliance and a written process.
See large group benefits →Self-funding, stop-loss and pharmacy contracts, claims data and a benefits committee process.
See the 250+ guide →Not sure of your size? Tell us how many full-time and part-time employees you have, and we will confirm which rules apply: the insurance market, the ACA employer mandate and the tax credit each count employees differently. In New York, small group rules run up to 100 employees. Or tell us about your company and we will sort it out with you.
Who counts, the owner-plus-one floor, and which plans will quote a new group.
Start here →Send it to us for a written review within 5 business days, or read what to do before you sign.
Send my renewal →How to time the exit, choose what replaces it and keep everyone covered.
Read the guide →20 questions to ask any broker, including us, and a scoring table.
Use the RFP guide →How each works, who it fits, and the trade-offs, stated plainly. See also the ICHRA guide.
Read the level-funded guide →Group life the business pays for, voluntary coverage and the $50,000 tax rule.
See group life →Prefer to talk it through? Send the basics and our team responds the same business day.
Yes. We work with employers from 2 employees to 1,000+, licensed in 31+ states, with specialist partners for self-funded plans, stop-loss and administration.
There is no broker fee. Carriers or plan providers pay our commission, and for ERISA group health plans you get our services and compensation in writing before you sign. See how we’re paid.
The same business day for new inquiries. If you send a renewal, the written review arrives within 5 business days of receiving it.
Tell us anyway. If your plan’s home state is not one we are licensed in, we will say so plainly.