Moran Insurance Group is a Florida-based independent brokerage licensed in 30+ states. Wherever you are, you work directly with Amanda or Erik Moran, real licensed brokers, not a call center.
Health insurance is regulated state by state, so who can help you depends on licensing, and we hold licenses in 31 states. We keep a dedicated guide for every one of the 31 states we're licensed in, listed below: a business page for group health, level-funded, and ICHRA questions, and an individual guide for self-employed professionals and families.
Your state not listed? We may still be able to help, and licensing changes. Call us or request a quote and we'll tell you straight away whether we can help.
Our home state. Based in St. Petersburg, serving businesses and families statewide.
One of the largest small-group and 1099 markets in the country.
Now on the state-run Georgia Access exchange; we cover both sides of the market.
Group and individual coverage across East, Middle, and West Tennessee.
Newly expanded Medicaid and a concentrated carrier market.
A competitive Midwest market with real carrier choice in the metros.
Get Covered Illinois plus the lanes the exchange never shows.
Healthy Michigan Plan alongside a stable private market.
Group health, level-funded, and ICHRA options plus the Healthy Indiana Plan.
State-run marketplace, expanded Medicaid, and a deep private market.
A strong state exchange, reinsurance, and all-payer hospital rates.
Connect for Health Colorado, standardized plans, and state reinsurance.
Serving both metros and rural rating areas, with expanded Medicaid in the mix.
Full small-group market coverage plus individual and self-employed options.
kynect handles the subsidized side; we cover the lanes it doesn't show.
A concentrated carrier market where comparing every lane matters most.
Group plans and underwritten coverage for main-street businesses.
Group and individual options for farms, ranches, and Omaha-Lincoln firms.
BadgerCare Plus covers the gap most non-expansion states leave open.
Nevada Health Link plus the private lanes, for a gig-heavy economy.
Fast growth, a real coverage gap, and a broadening carrier market.
Expanded SoonerCare plus options for energy and ag households.
Expanded Medicaid since 2016 and no coverage gap.
ARHOME buys private coverage instead of traditional Medicaid.
No Medicaid expansion, so knowing the gap comes first.
The youngest state in the country, where underwriting prices best.
A concentrated market where the off-exchange lanes carry more value.
Big distances mean networks matter as much as premiums.
Medicaid expanded in 2023, so old answers are out of date.
The thinnest market in the country, and the most worth comparing.
A small market whose networks reach Philadelphia and Baltimore.
Business owners: our small business hub covers traditional group plans, level-funded plans, and ICHRAs for teams of 1 to 50. Individuals and the self-employed: start with the national coverage guide, then jump to your state's guide above for local specifics.
Tell us your state, your situation, and what you're trying to cover. If we're licensed there, and in 31 states we are, we'll quote the lanes that fit. If we're not, we'll say so.
Quotes are non-binding and based on the information you provide.