Moran Insurance Group
Licensed Insurance Brokers
Call us today
863-270-9820
Upload the renewal your carrier sent. Within 5 business days of receiving it, our team sends a written review: what changed, whether it is worth taking to market, and the options worth a look. For groups of 2 to 25, it comes with side-by-side quotes from other carriers.
You'll get your written review within 5 business days. If anything in your renewal is unclear, we'll reach out first.
The renewal letter or rate exhibit your carrier sent.
Your current plan summaries, if you have them handy.
For larger groups, a claims report if your carrier provides one. We can send a secure link for a census later.
Don’t have everything? Send what you have.
A written scorecard: your increase, what is driving it, and what can and cannot be judged from the data.
Our recommendation: accept, negotiate, or take it to market.
For groups of 2 to 25: side-by-side quotes from other carriers next to your renewal.
The funding options worth modeling for your size and state.
The questions worth putting to your carrier.
Yes. There is no fee for the review, and no obligation to change anything.
Not without your OK. You do not need to send a broker of record letter to get the review.
No. A review is useful any time, and it is most useful 90 to 180 days before the renewal date. If your renewal is close, we will tell you what can still change.
Yes. Send the PEO’s renewal or rate notice. We compare it with what a plan of your own would look like and flag the timing to leave, if that makes sense. See leaving a PEO.
They go straight into our encrypted client system, not email, and are used only for your review and any quotes you ask for. We delete them on request. See how we handle your data.