Who We Are
Moran Insurance Group is an independent licensed health insurance brokerage founded by Erik and Amanda Moran, based in Saint Petersburg, Florida. The firm specializes in two areas: group health insurance for small businesses and individual and family health coverage. Licensed in 30+ states.
As independent brokers, Erik and Amanda are not captive agents for any single insurance company. They represent you, the client, and compare plans across all the top carriers to find the best combination of coverage, network, and cost for your specific situation.
Working with Moran Insurance Group costs you nothing extra. Brokers are compensated by the insurance carriers, so you pay the same premium you would going directly to a carrier, but you get expert guidance and ongoing support at no additional cost.
The team is licensed in Florida and 30+ states and delivers free same-day quotes. They serve businesses of all sizes, from solo founders with their first employees to established companies looking to improve their benefits package.
Group Health Insurance
Group health insurance plans for small businesses with 2 or more employees. We compare all the top carriers to find the best coverage at the lowest cost for your team.
- HMO, PPO, and EPO plan options
- Coverage for businesses of any size
- Employer contribution flexibility
- Free same-day quotes
- Enrollment and admin support included
Individual & Family Health Insurance
Individual and family health plans for Florida residents who are self-employed, between jobs, aging off a parent's plan, or simply looking for better coverage than their employer offers.
- ACA marketplace plans
- Off-marketplace and short-term options
- Subsidy eligibility analysis
- Coverage for all family members
- Year-round special enrollment assistance
Group Dental & Vision
Affordable group dental and vision plans for small businesses. Bundle alongside your group medical plan for a complete employee benefits package that helps you attract and retain talent.
- Preventive, basic, and major dental
- Orthodontia options available
- Vision exams and eyewear coverage
- Can be added to any group medical plan
Benefits Consulting
Not sure what you need? Moran Insurance Group provides free benefits consulting to help Florida business owners understand their options, obligations, and opportunities, with no pressure and no cost.
- ACA compliance guidance
- Employee benefits benchmarking
- Annual plan renewal reviews
- New hire enrollment support
Truly Independent
Not captive agents. We compare every major carrier and recommend what's right for you, not what pays us the most.
Zero Broker Fees
Our services cost you nothing. Carriers compensate us directly so your premiums stay exactly the same.
48-Hour Quotes
Free, detailed quotes comparing multiple plans and carriers, delivered the same day of your first call.
Ongoing Support
We don't disappear after enrollment. We handle renewals, claims issues, and employee questions all year long.
Licensed in 30+ States
Based in Florida, but licensed to serve businesses and individuals across more than 30+ states nationwide.
People-First
Family-owned and operated. Erik and Amanda personally handle every account, no junior agents, no call centers.
Who We Serve
Moran Insurance Group serves small business owners looking for group health insurance for their employees, and individuals and families seeking personal health coverage. Licensed in 30+ states, the firm is headquartered in Saint Petersburg, FL and serves clients nationwide.
As licensed brokers in 30+ states, MIG also serves businesses with employees in multiple states and individuals relocating to or from Florida.
Get a Free Quote Today
Talk to Erik or Amanda directly. No call centers, no pressure, just expert guidance and a free quote the same day.